:root{
 --navy:#102c55;--navy2:#081a37;--yellow:#ffdf00;--red:#e43a32;--green:#49b457;
 --cyan:#28b9d4;--orange:#f08a32;--ink:#243247;--muted:#6e7685;--line:#e4e8ee;
 --paper:#fff;--soft:#f6f8fb;--cream:#fff8df;--shadow:0 22px 64px rgba(16,44,85,.14);
}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,"Noto Sans KR","Malgun Gothic",sans-serif;color:var(--ink);line-height:1.65;background:#fff}
a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.wrap{width:min(1200px,92%);margin:auto}
.top{background:var(--navy2);color:#e8eef7;font-size:.78rem}.top .wrap{display:flex;justify-content:space-between;gap:18px;padding:8px 0}.top a{color:var(--yellow);font-weight:800}
.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.98);border-bottom:1px solid #e8ebf0;box-shadow:0 4px 18px rgba(8,26,55,.04)}
.nav{height:94px;display:flex;align-items:center;justify-content:space-between;gap:22px}.brand img{width:240px;height:74px;object-fit:contain;object-position:left center;border-radius:8px}
.menu{display:flex;align-items:center;gap:14px;font-size:.75rem;font-weight:900}.menu a{position:relative}.menu a:not(.btn):after{content:"";position:absolute;left:0;right:100%;bottom:-7px;height:3px;background:var(--yellow);transition:.2s}.menu a:hover:after,.menu a.active:after{right:0}.menu a.active{color:var(--red)}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 17px;border-radius:999px;background:var(--red);border:2px solid var(--red);color:#fff;font-weight:900;transition:.2s}.btn:hover{transform:translateY(-2px);box-shadow:0 10px 24px rgba(228,58,50,.2)}.btn.yellow{background:var(--yellow);border-color:var(--yellow);color:var(--navy2)}.btn.blue{background:var(--navy);border-color:var(--navy)}.btn.ghost{background:#fff;color:var(--navy)}
.menu-toggle{display:none;border:0;background:transparent;font-size:1.7rem}
.hero{min-height:650px;background:linear-gradient(90deg,rgba(8,26,55,.94),rgba(8,26,55,.65) 54%,rgba(8,26,55,.18)),url('https://images.unsplash.com/photo-1596464716127-f2a82984de30?auto=format&fit=crop&w=1900&q=84') center/cover no-repeat;color:#fff;position:relative;overflow:hidden}
.hero:after{content:"GO!";position:absolute;right:-50px;bottom:-120px;font-size:330px;font-weight:1000;color:rgba(255,223,0,.08);letter-spacing:-.09em}
.hero .wrap{min-height:650px;display:flex;align-items:center}.hero-copy{max-width:800px;position:relative;z-index:2}.eyebrow,.kicker{font-size:.73rem;text-transform:uppercase;letter-spacing:.17em;font-weight:950;color:var(--yellow)}
h1,h2,h3{line-height:1.08;margin:0 0 18px;color:var(--navy2)}h1{font-size:clamp(3.5rem,6vw,6.4rem);letter-spacing:-.055em}.hero h1{color:#fff}.hero p{font-size:1.08rem;color:#edf3fb;max-width:710px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.ribbon{display:grid;grid-template-columns:repeat(5,1fr);height:8px}.ribbon span:nth-child(1){background:var(--yellow)}.ribbon span:nth-child(2){background:var(--red)}.ribbon span:nth-child(3){background:var(--green)}.ribbon span:nth-child(4){background:var(--cyan)}.ribbon span:nth-child(5){background:var(--orange)}
.quick{position:relative;z-index:4;margin-top:-34px}.quick-grid{display:grid;grid-template-columns:repeat(4,1fr);background:#fff;border:1px solid var(--line);box-shadow:var(--shadow)}.quick-grid>div{padding:24px;border-right:1px solid var(--line)}.quick-grid>div:last-child{border-right:0}.quick-grid strong{display:block;color:var(--navy2)}.quick-grid span{display:block;color:var(--muted);font-size:.85rem;margin-top:4px}
.section{padding:88px 0}.section.soft{background:var(--soft)}.section.cream{background:var(--cream)}.section.blue{background:#edf5ff}.section.dark{background:var(--navy2);color:#eef4fb}.section.dark h2,.section.dark h3{color:#fff}.section.dark p{color:#cbd7e7}.section-head{max-width:820px;margin-bottom:42px}.section-head p,.muted{color:var(--muted)}
.grid-5{display:grid;grid-template-columns:repeat(5,1fr);gap:16px}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}
.card{background:#fff;border:1px solid var(--line);padding:28px;box-shadow:0 8px 26px rgba(16,44,85,.04)}.card h3{font-size:1.28rem}.card p,.card li{color:var(--muted)}
.icon-card{border-top:7px solid var(--yellow)}.icon-card:nth-child(2){border-color:var(--red)}.icon-card:nth-child(3){border-color:var(--green)}.icon-card:nth-child(4){border-color:var(--cyan)}.icon-card:nth-child(5){border-color:var(--orange)}
.program{padding:0;overflow:hidden}.program .photo{height:230px;overflow:hidden;background:#e4e9ef}.program .photo img{width:100%;height:100%;object-fit:cover}.program .body{padding:24px}.tag{font-size:.69rem;text-transform:uppercase;letter-spacing:.12em;color:var(--red);font-weight:950}
.split{display:grid;grid-template-columns:1fr 1fr;gap:54px;align-items:center}.photo-frame{height:470px;overflow:hidden;background:#e3e7ed;box-shadow:var(--shadow);border-radius:24px}.photo-frame img{width:100%;height:100%;object-fit:cover}.checks{display:grid;gap:12px;margin:24px 0}.check{display:flex;gap:12px}.check i{font-style:normal;color:var(--green);font-weight:950}
.page-hero{padding:76px 0;background:linear-gradient(115deg,#eaf3ff,#fff 56%,#fff8d6);border-bottom:1px solid var(--line)}.page-hero h1{font-size:clamp(3rem,5.3vw,5.7rem);max-width:980px}.page-hero p{max-width:800px;color:var(--muted)}.breadcrumbs{font-size:.78rem;text-transform:uppercase;letter-spacing:.12em;color:var(--red);margin-bottom:14px}
.store-card{background:#fff;border:1px solid var(--line);overflow:hidden}.store-card img{width:100%;height:220px;object-fit:cover}.store-card .body{padding:25px}.store-card dl{display:grid;grid-template-columns:80px 1fr;gap:8px 12px}.store-card dt{font-weight:900;color:var(--navy)}.store-card dd{margin:0;color:var(--muted)}
.step-grid{display:grid;grid-template-columns:repeat(7,1fr);gap:12px}.step{min-height:160px;background:#fff;border:1px solid var(--line);padding:18px}.step b{display:block;font-size:2rem;color:var(--red);margin-bottom:10px}.step span{font-weight:900;color:var(--navy2)}
.form{display:grid;grid-template-columns:1fr 1fr;gap:14px}.form .full{grid-column:1/-1}.form input,.form textarea,.form select{width:100%;padding:14px 15px;border:1px solid #ccd6e3;background:#fff;font:inherit;border-radius:5px}.form textarea{min-height:145px}.notice{background:#fff9dc;border-left:5px solid var(--yellow);padding:17px 19px;color:#655827}
.market-chart{display:flex;align-items:flex-end;gap:18px;height:260px;padding:20px;background:#fff;border:1px solid var(--line)}.bar{flex:1;background:linear-gradient(var(--cyan),var(--navy));border-radius:8px 8px 0 0;position:relative}.bar span{position:absolute;left:50%;transform:translateX(-50%);bottom:100%;padding-bottom:6px;font-weight:900;color:var(--navy)}
.cta{background:linear-gradient(110deg,var(--red),var(--navy));color:#fff;padding:44px;border-radius:22px;display:flex;align-items:center;justify-content:space-between;gap:30px}.cta h2{color:#fff}.cta p{margin:0;color:#f1f5fb}
.footer{background:#091d3d;color:#d6dfec;padding:58px 0 26px}.footer-grid{display:grid;grid-template-columns:1.25fr .9fr .9fr 1fr;gap:34px}.footer .brand img{filter:none}.footer h3{font-size:.83rem;text-transform:uppercase;letter-spacing:.1em;color:#fff}.footer a{display:block;margin:7px 0}.footer p{font-size:.89rem}.footline{margin-top:36px;padding-top:18px;border-top:1px solid rgba(255,255,255,.13);display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:.8rem}
@media(max-width:1120px){.menu{gap:9px;font-size:.7rem}.brand img{width:200px}}
@media(max-width:940px){.menu{display:none;position:absolute;left:4%;right:4%;top:82px;background:#fff;padding:20px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}.menu.open{display:flex}.menu-toggle{display:block}.split{grid-template-columns:1fr}.quick-grid{grid-template-columns:1fr 1fr}.grid-5,.grid-4,.grid-3{grid-template-columns:1fr 1fr}.step-grid{grid-template-columns:repeat(3,1fr)}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.top .wrap{flex-direction:column;gap:2px}.nav{height:78px}.brand img{width:175px;height:54px}.hero,.hero .wrap{min-height:570px}.hero h1{font-size:clamp(3rem,14vw,4.8rem)}.quick-grid,.grid-5,.grid-4,.grid-3,.grid-2,.footer-grid,.step-grid{grid-template-columns:1fr}.quick-grid>div{border-right:0;border-bottom:1px solid var(--line)}.section{padding:66px 0}.photo-frame{height:340px}.cta{padding:30px;flex-direction:column;align-items:flex-start}.form{grid-template-columns:1fr}.form .full{grid-column:auto}}